FAQS

Frequently asked questions

Got questions? We’ve got answers.

You can finance a wide range of vehicles including ATVs, UTVs, motorcycles, snowmobiles, personal watercraft (jet skis), and boats. Some lenders may also cover trailers and accessories

Anyone who is 18 years or older with a valid ID and a steady income may be eligible. Credit score requirements vary by lender, and we work with both prime and subprime applicants.

No. We offer financing options for all credit types, including bad credit and no credit history. Our team will work to find the best available option for your situation.

Most applications are reviewed within minutes, and you can often receive a decision the same day.

Loan amounts vary based on the vehicle type, your credit profile, and income. In most cases, you can finance up to 100% of the vehicle's value.

Yes! Pre-approval helps you shop with confidence and gives you a clear budget before choosing your vehicle.

We Direct wire them the money as soon as the deal is funded from the lender.

Typically, you’ll need: • Government-issued ID • Proof of income (pay stub or bank statement) • Proof of residence • Vehicle details (if you’ve already selected one)

Absolutely! We accept trade-ins, and their value can be applied toward your down payment or total loan amount.

Most of our financing partners do not charge early repayment penalties — but we’ll make sure to clarify the terms before you sign.

Absolutely. We provide a full history report on every vehicle, so you know about any previous accidents, insurance claims, or major repairs before you buy.

These checks help you avoid major risks like repossession or unexpected repair costs. We make sure the vehicle is legally owned and safe to ride — giving you total peace of mind.

While we do our best to ensure every vehicle meets basic safety and quality standards, all used vehicles are sold “as-is” unless otherwise stated. We recommend buyers conduct their own inspections or request a third-party inspection prior to purchase.

We use reliable third-party providers for lien and history checks, but we cannot guarantee the completeness or accuracy of external reports. These services are provided as a courtesy to help inform your decision — we always recommend doing your own due diligence as well.

No. While we work with a wide range of lenders and do our best to get you approved, loan approval and terms depend on the individual lender’s criteria, including your credit score, income, and vehicle selection.

No. We act as a broker between you and the lender. Loan terms, interest rates, and approval decisions are made by the lender, and any questions or disputes about your financing must be addressed directly with them.